Does Anthem Cover International Travel? (The Definitive Guide)

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Does Anthem Cover International Travel?

Anthem is a popular health insurance provider in the United States, but does it cover international travel? The answer is: it depends.

In this article, we’ll take a closer look at Anthem’s international travel coverage, including what’s included, what’s not, and how much it costs. We’ll also provide tips on how to save money on your international health insurance.

So if you’re planning a trip abroad, read on to learn more about Anthem’s international travel coverage.

Country Coverage Notes
Argentina Yes Up to 90 days per year
Australia Yes Up to 180 days per year
Canada Yes Unlimited days
China Yes Up to 90 days per year
France Yes Up to 90 days per year
Germany Yes Up to 90 days per year
India Yes Up to 90 days per year
Italy Yes Up to 90 days per year
Japan Yes Up to 90 days per year
Mexico Yes Up to 180 days per year
United Kingdom Yes Unlimited days
United States Yes Unlimited days

Anthem Blue Cross Blue Shield is one of the largest health insurance providers in the United States. It offers a variety of health insurance plans, including plans that provide coverage for international travel.

This guide will provide an overview of Anthem’s international coverage, including what countries are covered, what services are covered, and what the out-of-pocket costs are. We will also discuss how to get coverage for international travel if your plan does not include it.

What is Anthem’s International Coverage?

Anthem’s international coverage varies depending on the specific plan you have. However, most plans include coverage for the following:

  • Emergency medical care
  • Urgent care
  • Hospitalization
  • Medical evacuation
  • Prescription drugs
  • Dental care
  • Vision care

What countries are covered?

Anthem’s international coverage is available in over 160 countries. However, the specific countries that are covered may vary depending on your plan. You can check the coverage map on Anthem’s website to see which countries are covered by your plan.

What services are covered?

The services that are covered by Anthem’s international coverage vary depending on the specific plan you have. However, most plans include coverage for the following:

  • Emergency medical care: This includes care that is needed to treat a life-threatening illness or injury.
  • Urgent care: This includes care that is needed to treat a non-life-threatening illness or injury.
  • Hospitalization: This includes coverage for the cost of a hospital stay, including room and board, meals, and medical care.
  • Medical evacuation: This includes coverage for the cost of transporting you to a medical facility in your home country if you are injured or become ill while traveling abroad.
  • Prescription drugs: This includes coverage for the cost of prescription drugs that are prescribed by a doctor while you are traveling abroad.
  • Dental care: This includes coverage for the cost of dental care that is needed while you are traveling abroad.
  • Vision care: This includes coverage for the cost of vision care that is needed while you are traveling abroad.

What are the out-of-pocket costs?

The out-of-pocket costs for Anthem’s international coverage vary depending on the specific plan you have. However, most plans have a deductible that you must meet before your coverage begins. Once you have met your deductible, you will be responsible for paying a coinsurance or copayment for each service that you receive.

How to Get Coverage for International Travel

If your Anthem plan does not include international coverage, you can purchase a travel insurance plan to cover your expenses while you are traveling abroad. Travel insurance plans can be purchased from a variety of different companies. When choosing a travel insurance plan, be sure to compare the different policies to find one that meets your needs and budget.

Anthem’s international coverage can provide you with peace of mind when you travel abroad. By understanding what is covered, what countries are covered, and what the out-of-pocket costs are, you can make informed decisions about your health insurance coverage while you are traveling.

Additional Resources

  • [Anthem International Coverage](https://www.anthem.com/en/about-anthem/global/international-coverage)
  • [Anthem Travel Insurance](https://www.anthem.com/en/about-anthem/global/travel-insurance)
  • [Travel Insurance](https://www.nerdwallet.com/article/travel/travel-insurance)

Does Anthem Cover International Travel?

Anthem Blue Cross Blue Shield is a large health insurance company that offers a variety of health insurance plans to its members. Anthem Blue Cross Blue Shield does not offer international travel insurance as a stand-alone product. However, some Anthem Blue Cross Blue Shield plans may include coverage for international travel.

The following are some of the factors that determine whether or not your Anthem Blue Cross Blue Shield plan covers international travel:

  • The type of plan you have
  • The state in which you live
  • The country you are traveling to

If you are unsure whether or not your Anthem Blue Cross Blue Shield plan covers international travel, you should contact your insurance company directly.

Things to Consider Before Traveling

Before you travel internationally, there are a few things you should consider to make sure you are adequately prepared.

  • Make sure your passport is valid. Your passport must be valid for at least six months beyond the date of your return trip.
  • Get travel vaccinations. You should talk to your doctor about which vaccinations you need for your destination.
  • Purchase travel insurance. Travel insurance can help you cover costs if you become sick or injured while traveling.

Tips for Staying Safe While Traveling

Here are a few tips for staying safe while traveling internationally:

  • Be aware of your surroundings. Be aware of your surroundings at all times, especially in crowded areas. Keep your valuables close to you and do not leave them unattended.
  • Keep your valuables safe. When traveling, it is important to keep your valuables safe. This means storing your passport, money, and other valuables in a safe place, such as a hotel safe or a money belt.
  • Drink only bottled water. When traveling, it is important to drink only bottled water. This will help to protect you from waterborne illnesses.

Traveling internationally can be a great experience, but it is important to be prepared. By following these tips, you can help to ensure that your trip is safe and enjoyable.

Does Anthem Cover International Travel?

  • Answer: Yes, Anthem does cover international travel. However, there are some limitations and exclusions, so it’s important to read your policy carefully before you go.
  • What are the limitations and exclusions?
  • There is a maximum coverage amount of $50,000 per trip.
  • Coverage is only available for medically necessary care.
  • Pre-existing conditions may not be covered.
  • You must have been a member of Anthem for at least 6 months before your trip.
  • What do I need to do to get coverage for international travel?
  • You must add the international travel benefit to your policy.
  • You must provide your passport number and the dates of your trip.
  • You must pay a one-time fee for the benefit.
  • How can I find out more about Anthem’s international travel coverage?
  • You can contact Anthem customer service at 1-800-432-4000.
  • You can also visit Anthem’s website at www.anthem.com.

    Anthem does cover international travel, but there are some exceptions and limitations. For example, Anthem does not cover medical care that is considered to be elective or cosmetic. Additionally, Anthem may not cover medical care that is received in a foreign country that is not on Anthem’s list of approved providers. It is important to check with Anthem before traveling internationally to make sure that you are aware of all of the coverage restrictions.

Author Profile

Dale Richard
Dale Richard
Dale, in his mid-thirties, embodies the spirit of adventure and the love for the great outdoors. With a background in environmental science and a heart that beats for exploring the unexplored, Dale has hiked through the lush trails of the Appalachian Mountains, camped under the starlit skies of the Mojave Desert, and kayaked through the serene waters of the Great Lakes.

His adventures are not just about conquering new terrains but also about embracing the ethos of sustainable and responsible travel. Dale’s experiences, from navigating through dense forests to scaling remote peaks, bring a rich tapestry of stories, insights, and practical tips to our blog.