Do Cruise Ships Have Atms?

AvatarByDale Richard Cruise/Cruising

Do Cruise Ships Have ATMs?

Cruise ships are a popular vacation destination for people of all ages. They offer a chance to see the world, relax on the beach, and enjoy all the amenities of a luxury hotel. But what about money? Do cruise ships have ATMs?

The answer is yes, most cruise ships do have ATMs. However, there are a few things you should know before using them. First, the ATMs on cruise ships are typically owned and operated by a third-party company. This means that they may charge higher fees than ATMs in your home country. Second, the ATMs on cruise ships may only accept certain types of cards. For example, some ATMs may only accept Visa or MasterCard.

Despite these potential drawbacks, using an ATM on a cruise ship is usually a convenient way to get cash. If you need cash, it’s always a good idea to check with your cruise line before you board to find out where the ATMs are located and what fees they charge.

In this article, we’ll take a closer look at ATMs on cruise ships. We’ll discuss where they’re located, what fees they charge, and how to use them. We’ll also provide some tips for avoiding ATM fees.

Cruise Line Number of ATMs Location
Carnival Cruise Line 1-2 Onboard the ship
Royal Caribbean International 1-2 Onboard the ship
Norwegian Cruise Line 1-2 Onboard the ship
MSC Cruises 1-2 Onboard the ship

Where are ATMs located on cruise ships?

ATMs are typically located in the cruise ship’s casino, gift shop, or other public areas. They may also be located in the ship’s purser’s office.

What types of ATMs are available on cruise ships?

The most common type of ATM found on cruise ships is a cash dispensing ATM. These ATMs allow passengers to withdraw cash from their bank accounts using their debit or credit cards. Some cruise ships also have ATMs that allow passengers to make deposits, check their account balances, or transfer funds between accounts.

Cash dispensing ATMs

Cash dispensing ATMs are the most common type of ATM found on cruise ships. These ATMs allow passengers to withdraw cash from their bank accounts using their debit or credit cards. The fees for using these ATMs vary depending on the cruise line and the bank that issued the card.

Deposit-taking ATMs

Some cruise ships also have ATMs that allow passengers to make deposits. These ATMs typically accept deposits in the form of cash or checks. The fees for using these ATMs vary depending on the cruise line and the bank that issued the card.

Account balance inquiry ATMs

Some cruise ships also have ATMs that allow passengers to check their account balances. These ATMs typically display the balance of the passenger’s bank account and may also allow the passenger to view recent transactions. The fees for using these ATMs vary depending on the cruise line and the bank that issued the card.

Fund transfer ATMs

Some cruise ships also have ATMs that allow passengers to transfer funds between accounts. These ATMs typically allow passengers to transfer funds between their own accounts or between accounts at different banks. The fees for using these ATMs vary depending on the cruise line and the bank that issued the card.

Other types of ATMs

In addition to the types of ATMs listed above, some cruise ships also have other types of ATMs, such as:

  • Foreign currency ATMs: These ATMs allow passengers to withdraw cash in a foreign currency.
  • Gift card ATMs: These ATMs allow passengers to purchase gift cards for various stores and restaurants.
  • Prepaid card ATMs: These ATMs allow passengers to purchase prepaid cards that can be used to make purchases on the ship or at various stores and restaurants ashore.

Tips for using ATMs on cruise ships

Here are a few tips for using ATMs on cruise ships:

  • Be aware of the fees. Before using an ATM on a cruise ship, be sure to check the fees for using the ATM. These fees can vary depending on the cruise line and the bank that issued the card.
  • Use a reputable ATM. Only use ATMs that are located in well-lit and secure areas. Avoid using ATMs that are located in secluded areas or that appear to be unattended.
  • Keep your PIN number safe. Never share your PIN number with anyone, not even a cruise ship employee.
  • Be aware of skimmers. Skimmers are devices that can be used to steal your credit or debit card information. Be aware of skimmers on ATMs and avoid using ATMs that appear to have been tampered with.

ATMs are a convenient way for passengers to access cash while on a cruise ship. By being aware of the different types of ATMs available and the fees associated with using them, passengers can make the most of their cruise experience.

What are the fees for using ATMs on cruise ships?

The fees for using ATMs on cruise ships vary depending on the cruise line and the location of the ATM. In general, you can expect to pay a fee of $5-$10 per transaction, plus a foreign transaction fee of 1%-3%. Some cruise lines also charge a daily fee for using their ATMs.

Here are some examples of ATM fees on popular cruise lines:

  • Carnival: $5 per transaction, plus a foreign transaction fee of 1%
  • Royal Caribbean: $5 per transaction, plus a foreign transaction fee of 2%
  • Norwegian Cruise Line: $5 per transaction, plus a foreign transaction fee of 3%
  • Disney Cruise Line: $5 per transaction, plus a foreign transaction fee of 1%

It’s important to note that these are just general fees. The actual fees may vary depending on the specific ATM you use. Be sure to check the fee schedule before you use an ATM on your cruise ship.

What are the other ways to get cash on a cruise ship?

In addition to using ATMs, there are a few other ways to get cash on a cruise ship.

  • Bring cash with you. This is the simplest and most straightforward way to get cash on a cruise ship. Just be sure to bring enough cash to cover your expenses for the duration of your cruise.
  • Use your credit card. Most cruise ships accept credit cards, so you can use your credit card to make purchases on board. However, be aware that you may be charged a foreign transaction fee.
  • Get a cash advance from your credit card. You can also get a cash advance from your credit card at the ship’s casino or gift shop. However, be aware that cash advances typically come with high interest rates and fees.
  • Use a prepaid debit card. Prepaid debit cards are a good option for getting cash on a cruise ship without having to worry about foreign transaction fees or interest rates. Just be sure to load the card with enough money before you go on your cruise.

Here are some tips for getting cash on a cruise ship:

  • Plan ahead. The best way to avoid any surprises is to plan ahead and bring enough cash with you. If you need to get cash on board, be sure to do your research and compare the different options to find the best deal.
  • Use your credit card wisely. Credit cards are a convenient way to make purchases on board, but be aware that you may be charged a foreign transaction fee. If you’re planning on using your credit card, be sure to read the fine print and understand the fees involved.
  • Consider a prepaid debit card. Prepaid debit cards are a good option for getting cash on a cruise ship without having to worry about foreign transaction fees or interest rates. Just be sure to load the card with enough money before you go on your cruise.

By following these tips, you can easily get the cash you need on your next cruise.

Do cruise ships have ATMs?

Yes, most cruise ships have ATMs on board. However, the availability of ATMs can vary from ship to ship and port to port. It is always a good idea to check with your cruise line before you depart to see if there is an ATM on board your ship.

What are the fees for using an ATM on a cruise ship?

The fees for using an ATM on a cruise ship can vary. Some cruise lines charge a flat fee of $5 or $6 per transaction, while others charge a percentage of the amount withdrawn. It is important to check with your cruise line before you use an ATM to see what fees will apply.

Can I use my debit card on a cruise ship?

Yes, you can use your debit card to make purchases on a cruise ship. However, you should be aware that your debit card may be charged a foreign transaction fee. It is important to check with your bank to see if there are any fees associated with using your debit card on a cruise ship.

Can I use my credit card on a cruise ship?

Yes, you can use your credit card to make purchases on a cruise ship. However, you should be aware that your credit card may be charged a foreign transaction fee. It is important to check with your credit card company to see if there are any fees associated with using your credit card on a cruise ship.

What are the best ways to get cash on a cruise ship?

There are a few different ways to get cash on a cruise ship. You can use an ATM, use your debit or credit card, or exchange your money at the ship’s casino or gift shop.

  • Using an ATM: The easiest way to get cash on a cruise ship is to use an ATM. Most cruise ships have ATMs on board, and they typically accept a variety of debit and credit cards. However, you should be aware that the fees for using an ATM on a cruise ship can be high.
  • Using your debit or credit card: You can also use your debit or credit card to make purchases on a cruise ship. However, you should be aware that your card may be charged a foreign transaction fee.
  • Exchanging your money at the ship’s casino or gift shop: You can also exchange your money at the ship’s casino or gift shop. However, the exchange rates at these locations are typically not very good.

What should I do if I lose my cash or credit card on a cruise ship?

If you lose your cash or credit card on a cruise ship, you should immediately report it to the ship’s security office. The security office will be able to cancel your card and help you get a new one.

What other things should I know about using cash and credit cards on a cruise ship?

Here are a few other things you should know about using cash and credit cards on a cruise ship:

  • Be aware of the fees: The fees for using an ATM, using your debit or credit card, and exchanging your money can all be high. It is important to be aware of these fees before you use your card on a cruise ship.
  • Keep your cards safe: It is important to keep your cards safe while you are on a cruise ship. Do not leave your cards unattended, and do not let anyone else use your cards.
  • Be aware of the exchange rates: The exchange rates at the ship’s casino or gift shop are typically not very good. If you need to exchange money, it is best to do so at a bank or currency exchange before you board the ship.

By following these tips, you can help ensure that you have a safe and enjoyable cruise experience.

cruise ships do have ATMs, but they are not always in the most convenient locations. It is important to plan ahead and make sure you have enough cash for your trip, especially if you are going to be using the ship’s ATM. Additionally, be aware of the fees associated with using an ATM on a cruise ship.

Author Profile

Dale Richard
Dale Richard
Dale, in his mid-thirties, embodies the spirit of adventure and the love for the great outdoors. With a background in environmental science and a heart that beats for exploring the unexplored, Dale has hiked through the lush trails of the Appalachian Mountains, camped under the starlit skies of the Mojave Desert, and kayaked through the serene waters of the Great Lakes.

His adventures are not just about conquering new terrains but also about embracing the ethos of sustainable and responsible travel. Dale’s experiences, from navigating through dense forests to scaling remote peaks, bring a rich tapestry of stories, insights, and practical tips to our blog.