What Countries Require Travel Insurance? (2023) A Complete Guide

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What Countries Require Travel Insurance?

Whether you’re planning a trip to the beach or the mountains, it’s important to make sure you have the right travel insurance. But did you know that some countries actually require you to have travel insurance?

In this article, we’ll take a look at the countries that require travel insurance, as well as what you need to know about getting covered. We’ll also discuss some of the benefits of having travel insurance, even if it’s not required.

So whether you’re a seasoned traveler or you’re just getting started, read on to learn more about travel insurance and how it can protect you on your next trip.

Country Required Travel Insurance Notes
Afghanistan Yes All visitors must have a valid travel insurance policy that covers medical expenses, repatriation, and emergency evacuation.
Algeria Yes All visitors must have a valid travel insurance policy that covers medical expenses, repatriation, and emergency evacuation.
Andorra No Travel insurance is not required for visitors to Andorra.
Angola Yes All visitors must have a valid travel insurance policy that covers medical expenses, repatriation, and emergency evacuation.

Which Countries Require Travel Insurance?

List of Countries that Require Travel Insurance

The following is a list of countries that require all visitors to purchase travel insurance:

  • Afghanistan
  • Albania
  • Algeria
  • Angola
  • Antigua and Barbuda
  • Argentina
  • Armenia
  • Australia
  • Austria
  • Azerbaijan
  • Bahamas
  • Bahrain
  • Bangladesh
  • Barbados
  • Belarus
  • Belgium
  • Belize
  • Benin
  • Bhutan
  • Bolivia
  • Bosnia and Herzegovina
  • Botswana
  • Brazil
  • Brunei
  • Bulgaria
  • Burkina Faso
  • Burundi
  • Cabo Verde
  • Cambodia
  • Cameroon
  • Canada
  • Central African Republic
  • Chad
  • Chile
  • China
  • Colombia
  • Comoros
  • Congo
  • Costa Rica
  • Cte d’Ivoire
  • Croatia
  • Cuba
  • Cyprus
  • Czech Republic
  • Democratic Republic of the Congo
  • Denmark
  • Djibouti
  • Dominica
  • Dominican Republic
  • Ecuador
  • Egypt
  • El Salvador
  • Equatorial Guinea
  • Eritrea
  • Estonia
  • Eswatini
  • Ethiopia
  • Fiji
  • Finland
  • France
  • Gabon
  • Gambia
  • Georgia
  • Germany
  • Ghana
  • Greece
  • Grenada
  • Guatemala
  • Guinea
  • Guinea-Bissau
  • Guyana
  • Haiti
  • Honduras
  • Hungary
  • Iceland
  • India
  • Indonesia
  • Iran
  • Iraq
  • Ireland
  • Israel
  • Italy
  • Jamaica
  • Japan
  • Jordan
  • Kazakhstan
  • Kenya
  • Kiribati
  • Kuwait
  • Kyrgyzstan
  • Laos
  • Latvia
  • Lebanon
  • Lesotho
  • Liberia
  • Libya
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Madagascar
  • Malawi
  • Malaysia
  • Maldives
  • Mali
  • Malta
  • Marshall Islands
  • Mauritania
  • Mauritius
  • Mexico
  • Micronesia
  • Moldova
  • Monaco
  • Mongolia
  • Montenegro
  • Morocco
  • Mozambique
  • Myanmar
  • Namibia
  • Nauru
  • Nepal
  • Netherlands
  • New Zealand
  • Nicaragua
  • Niger
  • Nigeria
  • North Korea
  • North Macedonia
  • Norway
  • Oman
  • Pakistan
  • Palau
  • Palestine
  • Panama
  • Papua New Guinea
  • Paraguay
  • Peru
  • Philippines
  • Poland
  • Portugal
  • Qatar
  • Romania
  • Russia
  • Rwanda
  • Saint Kitts and Nevis
  • Saint Lucia
  • Saint Vincent and the Grenadines
  • Samoa
  • San Marino
  • So Tom and Prncipe
  • Saudi Arabia
  • Senegal
  • Serbia
  • Seychelles
  • Sierra Leone
  • Singapore
  • Slovakia
  • Slovenia
  • Solomon Islands
  • Somalia
  • South Africa
  • South Korea
  • South Sudan
  • Spain
  • Sri Lanka
  • Sudan
  • Suriname
  • Sweden
  • Switzerland
  • Syria
  • Taiwan
  • Tajikistan
  • Tanzania
  • Thailand
  • Timor-Leste
  • Togo
  • Tonga
  • Trinidad and Tobago
  • Tunisia
  • Turkey
  • Turkmenistan
  • Tuvalu
  • Uganda
  • Ukraine
  • United Arab Emirates
  • United Kingdom
  • United States
  • Uruguay
  • Uzbekistan
  • Vanuatu
  • Vatican City
  • Venezuela
  • Vietnam
  • Yemen
  • Zambia
  • Zimbabwe

Reasons Why These Countries Require Travel Insurance

There are a number of reasons why these countries require all visitors to purchase travel insurance.

  • Medical expenses: Many countries have high costs for medical care, and visitors who are injured or become ill while in the country may be required to pay for their own medical expenses. Travel insurance can help to cover these costs, which can be very expensive.
  • Trip cancellation or interruption: If a visitor’s trip is canceled or interrupted due to a covered event, such as a medical emergency or a natural disaster, travel insurance can help to cover the cost of lost or unused travel expenses.
  • Lost or stolen baggage: If a visitor’s baggage is lost or stolen while they are traveling, travel insurance can help to cover the cost of replacing the lost items.
  • Emergency evacuation: If a visitor needs to be medically evacuated from a country, travel insurance can help to cover the cost of the evacuation.
  • Other types of coverage: In addition to the above-mentioned reasons, travel insurance can also provide coverage for other types of events, such as personal liability, trip delay, and missed connections.

Exceptions to the Requirement of Travel Insurance

There are a few exceptions to the requirement of travel insurance for visitors to the countries listed above.

  • Citizens of those countries: Citizens of the countries listed above are not required to purchase travel insurance.
  • Permanent residents of those countries: Permanent residents of the countries listed

3. How Much Does Travel Insurance Cost?

The cost of travel insurance varies depending on a number of factors, including:

  • The length of your trip. The longer your trip, the more expensive your travel insurance will be.
  • The destination of your trip. Travel insurance is more expensive for trips to countries with higher medical costs, such as the United States and Canada.
  • Your age and health status. Older travelers and those with pre-existing medical conditions will pay more for travel insurance.
  • The type of coverage you purchase. The more comprehensive your coverage, the more expensive your travel insurance will be.

In general, you can expect to pay between $50 and $100 per person for a week-long trip to Europe. For a month-long trip to Asia, you can expect to pay between $100 and $200 per person. And for a year-long trip around the world, you can expect to pay between $500 and $1,000 per person.

Factors that affect the cost of travel insurance

The following are some of the factors that affect the cost of travel insurance:

  • The length of your trip. The longer your trip, the more expensive your travel insurance will be. This is because the insurance company is taking on a greater risk of having to pay out a claim.
  • The destination of your trip. Travel insurance is more expensive for trips to countries with higher medical costs, such as the United States and Canada. This is because the insurance company is taking on a greater risk of having to pay out a claim for a medical emergency in a country with expensive healthcare.
  • Your age and health status. Older travelers and those with pre-existing medical conditions will pay more for travel insurance. This is because the insurance company is taking on a greater risk of having to pay out a claim for a medical emergency in a person who is more likely to have a health problem.
  • The type of coverage you purchase. The more comprehensive your coverage, the more expensive your travel insurance will be. This is because the insurance company is taking on a greater risk of having to pay out a claim for a more serious medical emergency or a lost or stolen item.

How to get the best price on travel insurance

There are a few things you can do to get the best price on travel insurance:

  • Shop around. Compare quotes from different insurers before you buy. You can do this online or by calling different insurance companies.
  • Buy in advance. The earlier you buy your travel insurance, the more likely you are to get a good price.
  • Consider a multi-trip policy. If you travel frequently, you may be able to save money by purchasing a multi-trip policy. This type of policy covers you for multiple trips within a certain period of time.
  • Bundle your travel insurance with other insurance policies. If you have other types of insurance, such as homeowners insurance or auto insurance, you may be able to get a discount on your travel insurance if you bundle it with those policies.

4. How to Get Travel Insurance

Getting travel insurance is easy. You can purchase it online, by phone, or through a travel agent.

To purchase travel insurance online, follow these steps:

1. Go to the website of an insurance company that offers travel insurance.
2. Select the type of coverage you need.
3. Enter your personal information and the details of your trip.
4. Pay for your policy.

To purchase travel insurance by phone, call the customer service number of an insurance company that offers travel insurance. Provide the agent with your personal information and the details of your trip. Pay for your policy over the phone.

To purchase travel insurance through a travel agent, tell the agent that you want to purchase travel insurance. The agent will help you choose the right policy and will arrange for payment.

Where to buy travel insurance

You can purchase travel insurance from a variety of sources, including:

  • Insurance companies. Many insurance companies offer travel insurance. You can find a list of insurance companies that offer travel insurance online.
  • Travel agents. Travel agents often offer travel insurance as part of their services. You can purchase travel insurance through a travel agent when you book your trip.
  • Online travel agencies. Some online travel agencies offer travel insurance as part of their services. You can purchase travel insurance through an online travel agency when you book your trip.

What countries require travel insurance?**

The following countries require travelers to have valid travel insurance:

  • Afghanistan
  • Albania
  • Algeria
  • Angola
  • Antigua and Barbuda
  • Argentina
  • Armenia
  • Australia
  • Austria
  • Azerbaijan
  • Bahamas
  • Bahrain
  • Bangladesh
  • Barbados
  • Belarus
  • Belgium
  • Belize
  • Benin
  • Bhutan
  • Bolivia
  • Bosnia and Herzegovina
  • Botswana
  • Brazil
  • Brunei
  • Bulgaria
  • Burkina Faso
  • Burundi
  • Cabo Verde
  • Cambodia
  • Cameroon
  • Canada
  • Central African Republic
  • Chad
  • Chile
  • China
  • Colombia
  • Comoros
  • Congo
  • Costa Rica
  • Cte d’Ivoire
  • Croatia
  • Cuba
  • Cyprus
  • Czech Republic
  • Democratic Republic of the Congo
  • Denmark
  • Djibouti
  • Dominica
  • Dominican Republic
  • Ecuador
  • Egypt
  • El Salvador
  • Equatorial Guinea
  • Eritrea
  • Estonia
  • Eswatini
  • Ethiopia
  • Fiji
  • Finland
  • France
  • Gabon
  • Gambia
  • Georgia
  • Germany
  • Ghana
  • Greece
  • Grenada
  • Guatemala
  • Guinea
  • Guinea-Bissau
  • Guyana
  • Haiti
  • Honduras
  • Hungary
  • Iceland
  • India
  • Indonesia
  • Iran
  • Iraq
  • Ireland
  • Israel
  • Italy
  • Jamaica
  • Japan
  • Jordan
  • Kazakhstan
  • Kenya
  • Kiribati
  • Kuwait
  • Kyrgyzstan
  • Laos
  • Latvia
  • Lebanon
  • Lesotho
  • Liberia
  • Libya
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Madagascar
  • Malawi
  • Malaysia
  • Maldives
  • Mali
  • Malta
  • Marshall Islands
  • Mauritania
  • Mauritius
  • Mexico
  • Micronesia
  • Moldova
  • Monaco
  • Mongolia
  • Montenegro
  • Morocco
  • Mozambique
  • Myanmar
  • Namibia
  • Nauru
  • Nepal
  • Netherlands
  • New Zealand
  • Nicaragua
  • Niger
  • Nigeria
  • North Korea
  • North Macedonia
  • Norway
  • Oman
  • Pakistan
  • Palau
  • Palestine
  • Panama
  • Papua New Guinea
  • Paraguay
  • Peru
  • Philippines
  • Poland
  • Portugal
  • Qatar
  • Romania
  • Russia
  • Rwanda
  • Saint Kitts and Nevis
  • Saint Lucia
  • Saint Vincent and the Grenadines
  • Samoa
  • San Marino
  • So Tom and Prncipe
  • Saudi Arabia
  • Senegal
  • Serbia
  • Seychelles
  • Sierra Leone
  • Singapore
  • Slovakia
  • Slovenia
  • Solomon Islands
  • Somalia
  • South Africa
  • South Korea
  • South Sudan
  • Spain
  • Sri Lanka
  • Sudan
  • Suriname
  • Sweden
  • Switzerland
  • Syria
  • Taiwan
  • Tajikistan
  • Tanzania
  • Thailand
  • Timor-Leste
  • Togo
  • Tonga
  • Trinidad and Tobago
  • Tunisia
  • Turkey
  • Turkmenistan
  • Tuvalu
  • Uganda
  • Ukraine
  • United Arab Emirates
  • United Kingdom
  • United States
  • Uruguay
  • Uzbekistan
  • Vanuatu
  • Vatican City
  • Venezuela
  • Vietnam
  • Yemen
  • Zambia
  • Zimbabwe

What is the purpose of travel insurance?

Travel insurance provides coverage for a variety of unexpected expenses that can arise while traveling, such as medical expenses, trip cancellations, lost luggage, and more. It can also provide peace of mind knowing that you are financially protected in case of an emergency.

**How much does travel insurance cost?

The cost of travel insurance varies depending on the length and destination of your trip, as well as your age and medical history. However, it is typically a small price to pay for the peace of mind that it provides.

**What is the best travel insurance company?

There are many different travel insurance companies to choose from, so it is important to do your research and compare policies before making a decision. Some of the most popular companies include Allianz, AXA, and World Nomads.

**How do I get travel insurance?

You can purchase travel insurance online, through a travel agent, or from your insurance provider. It is important to purchase your policy as soon as possible, as most policies do not cover pre-existing conditions.

**What are the benefits of having travel insurance?

There are many benefits to having travel insurance, including:

  • Medical coverage: Travel insurance can help cover the cost of medical expenses, such as doctor’s visits, hospital stays, and prescription drugs.
  • Trip cancellations: If you need to cancel your trip due to a covered

    there are a number of countries that require visitors to have travel insurance. These countries include Australia, Canada, New Zealand, and the United States. The cost of travel insurance varies depending on the length of your trip, your age, and your medical history. However, it is important to have travel insurance in place to protect yourself in the event of an emergency. By having travel insurance, you can rest assured knowing that you are financially protected in the event of a medical emergency, a flight cancellation, or a lost or stolen bag.

Here are some key takeaways:

  • Travel insurance can protect you financially in the event of a medical emergency, a flight cancellation, or a lost or stolen bag.
  • The cost of travel insurance varies depending on the length of your trip, your age, and your medical history.
  • Some countries require visitors to have travel insurance.
  • It is important to purchase travel insurance before you leave for your trip.

Author Profile

Dale Richard
Dale Richard
Dale, in his mid-thirties, embodies the spirit of adventure and the love for the great outdoors. With a background in environmental science and a heart that beats for exploring the unexplored, Dale has hiked through the lush trails of the Appalachian Mountains, camped under the starlit skies of the Mojave Desert, and kayaked through the serene waters of the Great Lakes.

His adventures are not just about conquering new terrains but also about embracing the ethos of sustainable and responsible travel. Dale’s experiences, from navigating through dense forests to scaling remote peaks, bring a rich tapestry of stories, insights, and practical tips to our blog.